Definition

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use

Term

12 - Months

Purpose

Short-term financing for the purchase & rehab of non-owner occupied properties.

Property Type

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties.

Loan Size

$50k - $7.5M

Borrower Requirements

• minimum FICO 620

LTV

Up to 85% of the purchase price +
100% of renovation cost

Definition

Non-Owner Occupied Single-Family

Term

12 – 24-Months

Purpose

Ground-Up construction. Property Type: Non-Owner Occupied Single-Family Properties; Condos; Townhomes. Borrower requirements: Min FICO 650.

Property Type

Various

Loan Size

$100k - $2M

Borrower Requirements

Contact for details

LTV

Up to 80% of Initial Advance;
Up to 90% Total Loan-to-Cost

Definition

Individual or portfolio of 5+ rental units.

Term

5, 10, 30 - year options

Purpose

Purchase or refinance

Property Type

Single-family, condo, townhome, multifamily, Stabilized rental portfolio (90%+ leased).

Loan Size

$100k – $10M+

Borrower Requirements

Minimum FICO 680

LTV

Up to 80% LTV

Definition

Designed for Airbnb, VRB and vacation home rental

Term

5, 10, 30 - year options

Purpose

• Purchase


• Refinance and cash out refinance

Property Type

• Single Familyt


• condo,


• Townhouses

Loan Size

$100k to $20M

Borrower Requirements

Minimum FICO 700

LTV

Up to 75% LTV on purchases

Definition

Flexible financing for your project

Term

3/1 ARM, 5/1 ARM, 30 year Fixed

Purpose

Purchase or refinance

Property Type

• Multifamily


• Retail, Office


• Mixed Use


• Mobile Home Parks


• Industrial


• Self-Storage


• Automotive

Loan Size

$100K - 2 M

Borrower Requirements

FICO 650+

LTV

Up to 80% LTV for purchases

Definition

Financing for multi-family investments properties

Term

5, 10, 30 - year options

Purpose

Purchase or refinance

Property Type

Multifamily, condos, mixed use with majority of residential units.

Loan Size

$1M to $50M+

Borrower Requirements

Min FICO 650.

LTV

Up to 75% of value.

Definition

Use your equity to fund your projects

Term

24 − 60 Months

Purpose

Value Add Distressed.

Property Type

• Multifamily
• Retail
• Office
• Mixed-Use
• Senior Housing
• Self-Storage
• Hospitality
• Manufactured Housing
• Industrial/Flex

Loan Size

$2.0 M − $20.0 M

Borrower Requirements

See representative for details.

LTV

Up to 80% of Total Equity

Definition

Construction projects above 50 M and up to % billion
in United States and Select International Countries..

Term

24 month term, plus extension on construction loan.

Purpose

New construction for investment properties.

Property Type

Various

Loan Size

$3M and over $5 Billion.

Borrower Requirements

See representative for details.

LTV

Up to 75% of cost on construction loan.

Definition

Urgent closing timeline, strong value proposition,
and clear exit strategy.

Term

6 Months to 3 Years of Term

Purpose

• Multifamily


• Retail


• Office


• Mixed-Use


• Senior Housing


• Self-Storage


• Hospitality


• Specialty


• Manufactured Housing


• Industrial/Flex


• Single Family Condo 2-4 Unit Properties Townhouses

Property Type

$75K to 50M+

Loan Size

See representative for details.

Borrower Requirements

Up to 85% of cost.

LTV

Up to 90%

Definition

Rural areas with population <50K, it can be used to grow, fix, purchase a business, building, land, facilities, equipment, supplies, inventory or refinance of debt

Term

7 To 30 Years

Purpose

• Family Entertainment


• Manufacturing/Production


• Cold Storage Facilities


• Hotels/Hospitality


• Marinas/Maritime


• Apiaries/Wildlife/Greenhouses


• Breweries/Wineries/Distilleries


• Ag Processing


• Solar/Energy


• Oil and Gas/Mining


• Charter Schools


• Pharmaceutical


• Urgent/Primary Care


• Commercial & Industrial


• Real Estate


• Tenant Property

Property Type

• Owner Occupied not required


• Commercial


• Real Estate


• Manufacturing


• Retail


• Entertainment


• Hospitality


• Construction

Loan Size

2M - 25M

Borrower Requirements

Be in a "Rural" Area

LTV

Up to 80% LTV

Definition

Purchase or refinance entitled lots, ready for building a project.

Term

Up to 18 Month

Purpose

• Purchase
• Refinance
• Or cash-out refinance

Property Type

Single Family Condo 2-4 Unit Properties Townhouses

Loan Size

Min Loan Amount 500,000

Gral

All lending for investment purposes only Interest calculated on drawn balance

Borrower Requirements

No individuals. Must be an LLC or Corporation Minimum 660 credit score

LTV

Up to 60% (based on as-improved value)